Buying With Affirm is Simple
Yes! There’s no penalty for paying early.
Yes—you can return an item you bought with Affirm by initiating the return
process with the store.
No—your credit score won’t be affected when you create an Affirm account or
check your eligibility. If you decide to buy with Affirm, this may impact your
credit score. You can find more information in Affirm’s Help Center.
Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This
helps Affirm verify it’s really you who is creating your account and signing in.