Buying With Affirm is Simple
1. Fill your cart
Select Affirm at checkout, then enter a few pieces of info for a
real-time decision.
2. Choose how you pay
Pick the monthly payment plan you like best. You’ll never pay more
than you agree to up front.
3. Pay over time
Make payments at affirm.com or in the Affirm app. You’ll get email and text reminders
Transparent
Affirm tells you up front the total amount you’ll pay. That number will never go
up.
Flexible
You choose the payment schedule that works for you
Fair
Affirm won’t charge you late fees or penalties of any kind, ever
FAQs
Yes! There’s no penalty for paying early.
You can make or schedule payments at affirm.com or in the Affirm app for
iOS or Android. Affirm will send you email and text reminders before
payments are due.
Yes—you can return an item you bought with Affirm by initiating the return
process with the store.
No—your credit score won’t be affected when you create an Affirm account or
check your eligibility. If you decide to buy with Affirm, this may impact your
credit score. You can find more information in Affirm’s Help Center.
Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This
helps Affirm verify it’s really you who is creating your account and signing in.
You can visit their website at affirm.com.